“Lazy hands make for poverty, but diligent hands bring wealth”
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I am constantly looking for ways to save money. I always feel like I could save more money than I am and I love looking for all kinds of tips and tricks. I have implemented these easy tips and have successfully started to save more money. Of course, there is always room for improvement in my book so I will keep looking!
Here are 9 easy tips and tricks you can do RIGHT NOW to save money:
Babe and I ditched cable about three years ago. We do have Netflix and Hulu, which are much cheaper each month and really haven’t missed cable. There are times Babe doesn’t get to watch certain sports, but overall, it is worth the money we save. We save around $70 a month since we cut the cord to cable!
Invest In Programmable Thermostats
With rising utility costs, Babe and I looked for ways to lower those costs. We invested in these programmable thermostats and love them! We set the times for when we are at work and home so that our air/heat isn’t running while no one is home. This has helped our utility costs tremendously! We also lower the temperature at night during the winter so that the heat doesn’t run as often!
Ditch the Landline
Most people have cell phones and a majority of those are smart phones. Since you have a cell phone with you at home and while you are away from home, a landline seems redundant. We have never had a landline and have no intention of getting one anytime soon. We may decide to get one when our babies (almost 3 yo and 1 yo) get in school for school messages and so they can talk to friends (we don’t plan on letting our kids have cell phones until they are older), but for now our cell phones serve the purpose.
Stop Eating Out
Babe and I were constantly eating out when we first got married because we were lazy and it was easier for us than cooking. We wasted hundreds of dollars each month on going out to eat and have finally got a handle on that. We meal plan and have cut eating out to 1-2 times each week. (Check out my post on meal planning by clicking HERE). We also budget a certain amount of money each month for going out to eat, which has helped us stay on track! If you do go out to eat, skip the appetizers, desserts, and alcohol so that your bill is cheaper! If you order water instead of a drink you will be surprised at how much you save!
I love freezer cooking and wish I had known about this years ago! There are numerous posts on Pinterest about freezer cooking so take a look! Some describe methods of spending several hours one day and making a month’s worth of meals. That just isn’t feasible for me right now with two small children. I usually opt to double a recipe that I am making for dinner. I pop one in the oven to cook and the other one goes in the freezer for another night! Freezer meals help eliminate my excuse of not cooking because it is already made. All I have to do is throw it in the oven and we have a cheap easy meal to eat at home!
I cannot say this enough! YOU NEED TO HAVE A BUDGET! Budgets are so important to saving money and seeing where it goes. There are several ways to budget and quick Pinterest search will help you find a method that works for you. (I use the YNAB software and wrote a post about it that you can see HERE.) We were just wasting money and not keeping track of where it was going. Now we are on track and actually a month ahead on bills, which cuts out the stress of not having enough to cover expenses!
Stop Impulse Buying
Impulse buying can cost you a ton of money each year. You know what I am talking about. You wait in line at the store and get bored so you grab a magazine or candy bar. You think a couple of dollars won’t matter, but those dollars add up over time! If you go to the grocery store every week and pick something up on impulse every time, you are wasting hundreds of dollars that could go towards something else! Make sure you grocery shop with a list and not when you are hungry. I do all the grocery shopping because I stick to a list (Babe likes to come home with extra stuff). I try not to buy junk food because I have no will power and love to eat, but if it isn’t there, I can’t eat it!
I am a wannabe minimalist. I can’t stand clutter and knick knacks because those are things that collect dust, which means extra things that I have to clean! I am working on getting rid of stuff, but it is hard with two small children and their endless supply of toys that people keep giving them! Go through your clutter and get rid of what you don’t need. You can sell it on Craigslist, eBay, consignment sales or yard sale websites on Facebook. You could also hold a yard sale of your own! If you don’t want to go through the hassle of selling them, just donate them to your local Salvation Army and get a receipt to submit with your taxes.
Be content with what you have. Society makes you believe that you need more stuff to be happy, but that just isn’t true. Most of the time when you buy something, it loses its appeal after a while and then you have to go buy something else. I am constantly reminding myself that I don’t need half of what I think I do. (Check out my post on how to be content with what you have!) There is a HUGE difference between needs and wants. God has provided me with all I need.
What do you do to save money? Leave a comment and let me know!
Thanks for reading and God Bless,